If you are in an accident in Cleveland or Akron, the at-fault system will determine if and how much compensation you receive for the injuries and damages suffered. For some, this may seem fair. However, this may change when they must file an accident claim.
In the at-fault system, insurance companies can manipulate and distort statements until they are able to justify the reduction of any compensation that is paid out. That’s why it is so important that when you give a statement, you remain accurate and factual while protecting yourself and your rights.
It is necessary for you to provide statements to the police for their police report, along with the insurance company. In both these statements, it’s necessary to remain factual, honest, and to take steps to protect yourself from the often-manipulative actions of insurance companies.
Stick to the Facts
After you have been involved in an accident, it’s only natural to feel a little shaken up. It can also be difficult to get the situation and facts straight. That’s why it’s so important to contact an attorney as soon as you can.
Directly after an accident, while you are still dealing with the situation, you have to deal with the stress of the police and insurance companies trying to understand what happened. There are several things you can do to take charge of the situation and ensure you are only providing factual information.
First, tell your insurance company they have to wait. They don’t have to have a statement right then, and you can come to terms with what happened over the next few days before speaking with anyone. The next step is to speak with the police. If you aren’t sure what happened, say that. This is much better than just trying to justify or figure out a reason that the crash occurred. Don’t forget that you need to file an accident report.
Put your statement in writing. By writing it down, you can refresh your memory if you forget some of the details.
Avoid Making “I” Statements
When you begin a statement with “I,” you are putting yourself in a rather dangerous position. If you want to protect yourself and the claim you are going to make, you should avoid saying anything that is based on your opinion or feelings. Statements like, “I feel fine,” may make it challenging for you to receive any compensation for your injuries.
Also, if you make a statement to the other driver, such as “I’m sorry,” it may put you at-fault, even in cases where you did nothing wrong. To put it simply, don’t use “I” to start your statements. Instead, protect yourself and keep your insight and opinions private.
If you happen to make this statement, hire an attorney right away. They can provide assistance in correcting or even nullifying these statements and help explain it was how you felt rather than what you did.
Only Give the Basics
This means who, what, when and where – that’s it. These are questions that must be answered. Police reports and insurance companies will want this information and it is possible to give it without saying anything that may put your claim at risk.
Even in a situation where you were not at-fault for the accident, you can answer these in a clear and concise manner.
Hire an Attorney for Help
When it is time to give a statement about an accident you were involved in, make sure to stick to the facts. This will ensure you don’t compromise your ability to recover compensation down the road. For help and information, contact Anzellotti, Sperling, Pazol & Small by calling (330) 792-6033.