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Serving North East

Ohio since 1974

Youngstown:  330-792-6033 

21 N. Wickliffe Circle, Youngstown, OH  44515

Warren:  330-373-1011 

295 Harmon Ave. NW, Warren, OH  44482

Columbiana:  330-426-6900 


5001 Mayfield Rd.,  Cleveland, OH 44124

No Recovery. No Fees.

Car Accident FAQs:

Who pays for the damage to my car?

If another driver caused the accident, their insurance company is generally responsible for paying for the damage to your car.


Who pays for my medical bills?

As is the case with damage to your vehicle, if the accident

was caused by the other driver, any medical bills that

you incur as a result of the accident are generally

the other driver’s responsibility to pay.

What if I am hurt, but I can’t afford

to pay for a doctor’s visit?

Do not allow monetary

concerns stop you from seeking

the treatment you need. If you were hurt as a result of the car accident, even if your injury seems minor, it is very important for you to go to the emergency room or your family doctor immediately. Along with protecting your health, consulting with a physician will provide documentation of your injuries which prevents the insurance company from saying that you were not hurt.

What steps are involved in the SSDI process?

There may be as many as five steps involved. They are:

1. Complete the forms, make sure that you have gathered

and submitted all the information necessary, and submit

your claim.

2. While you may be awarded benefits when you first apply,

most claims are denied. If your claim is denied, you will then

have to file for reconsideration. Reconsideration is the stage

in the process in which you are least likely to be granted


3. If you are again denied, you must request a hearing in

front of an Administrative Law Judge. You must be prepared

to present medical evidence and you will have the

opportunity to tell the judge in your own words why you

can’t work.

4. If you are again denied, you have the right to bring your

claim before The Appeals Council. The Appeals Council

can also deny your claim or send the case back to an

Administrative Law Judge for another hearing. In some

instances, they will reverse the case quickly and order the

system to pay your claim.

5. If you lose at every stage of the administrative process,

you are entitled to file in the United States District Court.

What if the other driver does not have insurance?

If you have insurance, but the other driver does not, then you may file a claim against your insurance company. This is called uninsured motorist coverage. Your insurance company will then attempt to collect their money back from the other driver. Remember, your insurance company, like the other driver’s insurance company, will want to pay you as little as possible.

What should I do after I’ve been in a collision?

To learn more about the steps you should take if you’ve been involved in a vehicle collision, order our free Ohio Accident Guide today. This free publication will provide you with the information you need to protect yourself from aggressive insurance adjusters and advice on how to avoid the seven costly mistakes drivers often make after an accident. To instantly download your free copy click here.


Along with taking all the other steps recommended in the Ohio Accident Guide, you should contact the experienced legal team at Anzellotti, Sperling, Pazol, and Small as soon as possible after your accident to schedule a no-cost,

no-obligation consultation. We’ll evaluate your case, give you our best advice on how to proceed, and help you protect your rights.